How do I get pre-approved before I start shopping for a vehicle?
If you have some concerns about whether or not you qualify, feel free to apply online or "Speak To A Finance Manager" directly. One of our Finance Managers will be more than happy to answer any questions or concerns you may have.
What all do I have to bring with me?
The most important items to bring with you are your photo ID, proof of insurance, and check book. For a complete list of helpful items, just click on "What To Bring With You" and hurry in today.
Will I need money down?
Once we have your application we will be able forward your credit history to our lending institutions. Once they have considered each applicant's history, they will notify us what terms are agreeable. We will share with you exactly what they are requesting to secure an auto loan. A lending institution may ask for cash down for a couple of different reasons such as negative equity, 25% of loan value or a few payments upfront. Not all customers need money down, so go to "Apply Now" and answer a few questions. Once we receive your application, a Finance Manager will thoroughly discuss your financing options with you.
What if I have been turned down before?
Here at Auto Plaza USA we have financing options that others can not offer you. We CAN help you even if you have a bankruptcy(open), foreclosure, repossession, slow pay, negative equity, divorce, missed payments, self-employed, new job, cash employment, recently moved, no social security number or absolutely no credit history. To "Speak To A Finance Manager" confidently please contact them directly at 1-888-484-0566. If you would like to schedule a phone appointment, its easy and confidential, just go to "Contact Us" at the bottom of this page and a consultant will contact you at that time.